[Vicky.]

Monthly payments will screw a lot of people IMO.

There are many many flaws in this system.

However, again I do think something needed to be done about the current benefits system, to make people better off from being in work than on benefits...but this idea doesnt seem to make much difference. Using an online UC calculator, I have discovered that (current job aside) if I work 40 hours in a minimum wage job I am only £40 per week better off than if I worked 16 hours. If you apply travel costs and such, this means I am more likely to be worse off from working more hours.

Also, I'm worried about what this will mean for the 'sanctions' idea. I'm pretty sure that it means sanctions will also be applied on housing benefit and council tax benefit. Meaning if you are unfortunate enough to end up with a sanction (a lot of the time through no fault of your own) you could lose your home :/