[bots]

Originally Posted by Livia

Up here in Norfolk they're building low cost houses for people who were born in the area and have been priced out. I'm not sure how they stand legally, to be honest. I can't imagine living in London and being told, you can't buy those cheap houses because they're only for people born here.

take the ukip approach and charge them 50k out of towners fee

[Livia]

Originally Posted by bitontheslide

take the ukip approach and charge them 50k out of towners fee

Yeah, this is Norfolk though. Would anyone pay a £50k premium to live in this third world county?

[Marsh.]

Originally Posted by Cal.

Oh wait I thought hat he literally just said we had to stop buying ourselves food for dinner not meaning luxuries in general. I suppose that's fair enough. My mum and dad could save like £15 a month just cancelling Netflix and Apple Music, for example.

Netflix and Freeview instead of overpriced sky. That's my lot.

[Kizzy]

Originally Posted by Cherie

I asked him how much the average one bed was outside London based on his claim that it would take 100 years to save a deposit!

Please for you

you can thank Maggie for that

How long would you suggest if you are paying private rent on minimum wage?

Yes thank you maggie these houses were due for demolition 25yrs after they were built but you saw the value in them and like most I can't afford anything else.

[Marsh.]

Originally Posted by LeatherTrumpet

and petrol to go to these places. Smallest boy LT has a football match on Sunday and its a 70 mile round trip and that is not uncommon due to the size of the county. Plus dont get me started on bloody horses.

That's what you get for living in the middle of nowhere.

Kill two birds with one stone and use the horses to travel.

[Marsh.]

Originally Posted by Kizzy

Then why ask Cal how much flats cost if you don't want other peoples experiences as you have your own?

The fact is wages to house prices are beyond disproportionate, yes there are more schemes now as debt is seen as good, the more debt you are in the better that is a major difference.

It's going well but then I'm buying my post war prefab for 52k

That's been the most baffling part of adulthood for me. You need a record of borrowing money in order to borrow money.

They just want us in debt.

[Cherie]

Originally Posted by Livia

Up here in Norfolk they're building low cost houses for people who were born in the area and have been priced out. I'm not sure how they stand legally, to be honest. I can't imagine living in London and being told, you can't buy those cheap houses because they're only for people born here.

they do this in Ireland you can't build on a site in certain areas unless you can prove you were born there.

[Cherie]

Originally Posted by Kizzy

How long would you suggest if you are paying private rent on minimum wage?

Yes thank you maggie these houses were due for demolition 25yrs after they were built but you saw the value in them and like most I can't afford anything else.

well you could turn that round and say how long if you are living at home? and given the stats support most people are living with their parents well into their 20sh

https://www.theguardian.com/news/dat...g-with-parents

I never claimed it would work for everyone, for a start not everyone wants the responsibility of owning their own home and this has always been the case, and if you are not living at home and on minimum wage then it is tough, but its not tough for everyone which seems to be the general outcry

[Cherie]

Originally Posted by Marsh.

That's been the most baffling part of adulthood for me. You need a record of borrowing money in order to borrow money.

They just want us in debt.

Yeah that is crazy, my son is paying his own phone bills and stuff as he couldn't get a student account because they was no record of him paying any bills and this was with the building society he had saved his money in...stupido

[Josy]

I think a lot of these things that are described as luxuries really aren't depending on who you talk to, if people are out working hard to pay for this and want to keep doing so to enjoy stuff then that's their choice really

[DemolitionRed]

It was William Gladstone's policies that brought about our first council houses in 1893 and by the late 1970s more than two-fifths or just over 40% of the British population enjoyed local authority housing.
Then Thatcher comes along and starts the long road of dismantling it all. Now we have 23% of our nation renting from private landlords (That's double of what it was in 2003) and whilst the numbers steadily increase, the hope of ever being able to afford to buy decreases.

It appears we have gone full circle. Back to Victorian era where people privately rented and few could afford to buy.

So many people are stuck between a rock and a hard place. Families units are divided because of affordability in housing. Young couples who want to settle down and perhaps start a family often have to move hundreds of miles away from their parents and grandparents.

[Northern Monkey]

All kinds of **** tbh.Petrol and insurance for a sporty car I don’t need,Cable TV,Movies,Netflix,Lottery the list goes on.

[Cherie]

Originally Posted by DemolitionRed

It was William Gladstone's policies that brought about our first council houses in 1893 and by the late 1970s more than two-fifths or just over 40% of the British population enjoyed local authority housing.
Then Thatcher comes along and starts the long road of dismantling it all. Now we have 23% of our nation renting from private landlords (That's double of what it was in 2003) and whilst the numbers steadily increase, the hope of ever being able to afford to buy decreases.

It appears we have gone full circle. Back to Victorian era where people privately rented and few could afford to buy.

So many people are stuck between a rock and a hard place. Families units are divided because of affordability in housing. [B]Young couples who want to settle down and perhaps start a family often have to move hundreds of miles away from their parents and grandparents.

Yep I had to move to another country in in the 90s so what is new?

[Cherie]

Originally Posted by Northern Monkey

All kinds of **** tbh.Petrol and insurance for a sporty car I don’t need,Cable TV,Movies,Netflix,Lottery the list goes on.

early mid life crisis

[DemolitionRed]

Originally Posted by Josy

I think a lot of these things that are described as luxuries really aren't depending on who you talk to, if people are out working hard to pay for this and want to keep doing so to enjoy stuff then that's their choice really

It should be. Unfortunately we live in a consumer society, where from a young age we are all encouraged to spend, spend, spend. Borrowing is cheap and encouraged... debt is what a lot of people are living off.

[DemolitionRed]

Originally Posted by Cherie

[/B]
Yep I had to move to another country in in the 90s so what is new?

Whats new is, its happening more and more. House prices started to rocket in the late 80s and have continued rocketing ever since.

And Londons and its outskirts are a big place. should all the young lower earners move out of London, Surrey, and Herefordshire? and how far away do they need to move before they can afford the most basic of roofs over their heads?

Think about what those families give up.

[Cherie]

Originally Posted by DemolitionRed

Whats new is, its happening more and more. House prices started to rocket in the late 80s and have continued rocketing ever since.

And Londons and its outskirts are a big place. should all the young lower earners move out of London, Surrey, and Herefordshire? and how far away do they need to move before they can afford the most basic of roofs over their heads?

Think about what those families give up.

Your post seemed to suggest that having to move away from families is a new thing, it has been thus for decades, it is never a good thing but sometimes it is just the only way people can get on, I am waiting on our London Mayor to fulfil his promise of affordable housing

http://www.sadiq.london/homes_for_londoners_manifesto

[Northern Monkey]

Originally Posted by Cherie

early mid life crisis

Lol more like never grew up.I’ve always had cars that go faster than i need.Having a family should’ve changed that but.... nope.

[Kizzy]

Originally Posted by Cherie

well you could turn that round and say how long if you are living at home? and given the stats support most people are living with their parents well into their 20sh

https://www.theguardian.com/news/dat...g-with-parents

I never claimed it would work for everyone, for a start not everyone wants the responsibility of owning their own home and this has always been the case, and if you are not living at home and on minimum wage then it is tough, but its not tough for everyone which seems to be the general outcry

Why turn it around, don't you have an answer for my scenario?
They are having to yes because there's no other alternative, if you have several kids that's going to get very difficult if that's an even an option for a start to live with parents, you need parents.

[Vicky.]

I spend so much money on crap. I know I do. It just seems to all go though. I probably spend at least a tenner a day in useless stuff like sweets, magazines and such.

Always thought I did well only spending a hundred quid a fortnight on shopping. Then wondered how I was so skint. Turns out once corner shop crap is all paid for too I actually spend like 120 or so per week :S

[DemolitionRed]

Originally Posted by Kizzy

Why turn it around, don't you have an answer for my scenario?
They are having to yes because there's no other alternative, if you have several kids that's going to get very difficult if that's an even an option for a start to live with parents, you need parents.

good point. Not everyone has a backup system. Not all kids have accommodating parents.

[smudgie]

Some kids just love living with their parents, we have told son we are downsizing when we move to bungalow and time he flys the nest, then beggar me our daughter has decided she would like a stint at home

[Cherie]

Originally Posted by DemolitionRed

good point. Not everyone has a backup system. Not all kids have accommodating parents.

No body said everyone did

[Cherie]

Originally Posted by smudgie

Some kids just love living with their parents, we have told son we are downsizing when we move to bungalow and time he flys the nest, then beggar me our daughter has decided she would like a stint at home

Is he hanging on by his fingernails Smudgie

[Kizzy]

Originally Posted by Cherie

No body said everyone did

So your scenario is basically only for middle class 2.4 children families, what about the rest then?