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General Chat General discussion. Want to chat about anything not covered in another forum - This is the place! |
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27-07-2018, 03:09 PM | #1 | |||
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Senior Member
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...when you're not even fully using the credit they've given you??
For example, I had a credit card that had a limit of £2,500. I only used at the most maybe up to £300, and then I'd pay it all back when it was due. The credit card company sent me a letter and said they were really happy with how I was managing my credit card and that they planned to increase my credit limit further. WHY? When I wasn't using the £2,500. |
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27-07-2018, 03:11 PM | #2 | |||
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This Witch doesn't burn
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To encourage you to spend more unfortunately, they tend to do this before an event so if you have a birthday coming up or Christmas in comes the increase, unfortunately not everyone can ignore and spend up and end up paying back for years on end
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'put a bit of lippy on and run a brush through your hair, we are alcoholics, not savages' Last edited by Cherie; 28-07-2018 at 09:54 AM. |
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27-07-2018, 03:14 PM | #3 | |||
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Senior Member
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Haha, thanks. They're not gonna make me spend more.
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28-07-2018, 09:32 AM | #4 | |||
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שטח זה להשכרה
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I've never asked for a rise but they keep giving them. And I keep paying my bill up every month so I don't have to pay interest. I bet they hate me.
I'm not mean. I'm just careful. |
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28-07-2018, 09:35 AM | #5 | |||
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Senior Member
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My bank gave me a thousand pound overdraft....dont they see the paddypower deductions on my statements...the fools.
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28-07-2018, 09:40 AM | #6 | |||
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Skinny Legend
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Quote:
When I first got my credit card I specifically said I wanted a low credit limit and it was was originally £4000 but now it’s up to £7000
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The scars on my mind are on replay Last edited by Smithy; 28-07-2018 at 09:40 AM. |
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28-07-2018, 09:54 AM | #7 | |||
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This Witch doesn't burn
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I believe that they are wasting their time
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'put a bit of lippy on and run a brush through your hair, we are alcoholics, not savages' |
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28-07-2018, 10:00 AM | #8 | |||
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Senior Member
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Same here.
But we pay it off every month, so they probably want us to use it for more stuff, then they get the 5% or whatever on all goods purchased. |
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28-07-2018, 11:18 AM | #9 | ||||
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Senior Member
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Back to their old ways. |
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