[JerseyWins]

Got the idea from Kate’s phone bill thread. What kind of bills or other constant weekly/monthly/yearly payments do you make? Not including like daily purchases (unless that results in credit card payments for you)

It might be even worse for others but it’s just tooooo much for me:
- Monthly car payment +gas (definitely worst bit for me)
- Phone payment
- Rent/House bills payment (living with the fam at home so luckily small compared to what it could be)
- Yearly PSN payment for online use on PS4
- Credit Card payments (pretty much always pay minimum but I don’t overspend with credit, thankfully I have some control there )
- CBS website monthly payment (incredibly small but getting CANCELLED)

I think that’s everything What about you guys?

[JerseyWins]

Michael spend to much money for his manshun I bet

[Redway]

Rent
Phone
Car
Credit card bills
Sky

That’s it.

[Kate!]

Electricity - weekly
Gas - weekly
Mobile Phone bill - monthly
Rent - weekly
Council Tax - monthly
TV Licence - monthly
Then there are food bills on top.

[Cal.]

My phone bill
Sisters phone bill
Spotify
Driving lessons

[Alf]

Rent
Council Tax
Water
Gas and Electric
Internet
Phone
TV Licence
Sky
Hull FC season ticket
Various other debts

[Marsh.]

Originally Posted by Cal.

Sisters phone bill

Awww.

[JerseyWins]

Originally Posted by Cal.

My phone bill
Sisters phone bill
Spotify
Driving lessons

Not you paying your sister’s phone bill too

Danielle-X = lazy dependent cow? ( jk)

[Kate!]

Originally Posted by Cal.

My phone bill
Sisters phone bill
Spotify
Driving lessons

Aw Cal

[Moniqua]

nothing yet x

[Dogeatdog]

Phone bill - monthly
Rent - monthly
Car Insurance - monthly
Car tax - every 6 months (easily the worst)
Fuel - weekly
Service and MOT - once a year
PSN for my PS4 - once a year

Loan for my college course - monthly (soon to be)

[AnnieK]

Mortgage
Gas
Electric
Water
Council tax
Car tax and insurance
Mobile
Virgin
Sons athletics fees
Sons football fees
Loads of other after school bits and pieces

Edited toadd
Tv licence
Buildings and contents insurance
Pension
Life insurance (I'm worth well more dead than alive at this point)

[smudgie]

Council tax on 2 houses.
Water rates on two houses.
Electric on 2 houses.
Gas on two houses.
Phone bill. Landline.
TV license.
Car Insurance..yearly.
House insurance.
Building insurance x2.
Window cleaner 2 houses.
No doubt something I have forgot.

[Denver]

Sky multi room- £12
Spotify - £10
Netflix £8
WWE Network £10
YouTube £12
Driving Lessons £27 a week
Bus £11 a week
Uber £30-40 a week
Phone £54
Insurance £10
Shopping £30-40 a week

[Denver]

Oh yea and I pay for a vpn

[Barry.]

Sky multi room
Amazon prime
Netflix
Phone
Rent for home.

[JerseyWins]

Originally Posted by Big Evil

Loan for my college course - monthly (soon to be)

Ahhh knew I forgot to list one, the dreadful student loan payments. This one is a PAIN too and feels like I'm throwing money away with each payment. Like I got my current job while still in college and it has pretty much nothing to do with my degree either lmao

[Dogeatdog]

Originally Posted by JerseyWins

Ahhh knew I forgot to list one, the dreadful student loan payments. This one is a PAIN too and feels like I'm throwing money away with each payment. Like I got my current job while still in college and it has pretty much nothing to do with my degree either lmao

We are both in the exact same boat Jersey. My job has no relevance to what I’m studying at the moment it sucks.

[michael21]

Originally Posted by JerseyWins

Michael spend to much money for his manshun I bet

Sky
Bt
Netflix
Wwe network
Amazon prime

[Cherie]

Council tax
Water rates
Electric
Gas
Internet plus landline plus sky subs
Mobile phone
TV license.
Car Insurance
Car Tax
Pet Insurance
House/building insurance
Window cleaner
Netflix
Credit Card mainly for food shopping and petrol, pay in full monthly
Life insurance


Mortgage paid off, but took out interest only loan so eldest could buy a flat, so paying that off until he finishes uni still cheaper than paying a landlord f he rented even a room, he lets out the second room to pay his bills

[Morgan.]

Originally Posted by WickedSkengMan

Sky multi room- £12
Spotify - £10
Netflix £8
WWE Network £10
YouTube £12
Driving Lessons £27 a week
Bus £11 a week
Uber £30-40 a week
Phone £54
Insurance £10
Shopping £30-40 a week

Use your VPN to purchase YouTube Premium through the American Link and then with the exchange rate you get it for like £9 that’s what I do

[user104658]

Rent
Council Tax
Gas/Electricity
TV/Phone/Internet
TV license
Netflix
Amazon Prime
A few app subs on youngest's iPad
Mobile phones x 3 (me, wife, eldest daughter)
Phone/Tablet/Laptop insurance
Various after-school clubs
PSN / Nintendo Online+Minecraft "Realms"
Historic Scotland
Car insurance/tax
Life insurance
A million little debts that add up to an ungodly total

... ... yeah my outgoings are horrendous

Originally Posted by Cherie

Mortgage paid off, but recently took out interest only loan so eldest could buy a flat, so paying that off until he finishes uni still cheaper than paying a landlord, he lets out the second room to pay his bills

You missed a goldmine there Cherie; I know quite a few people's parents who did this, but they bought huge 4 / 5 bedroom places. Kid gets a free room and 4 of their mates paying £300+/month each... the rental income covers the mortgage 100%. Depends on location and property price but then, if it's a high property price area then you can charge more per month in rent. I'm hoping to be in the financial position to do this when eldest kiddo is off to Uni (in about 10 years because I'm still a young chick).

[Cherie]

Originally Posted by Toy Soldier

Rent
Council Tax
Gas/Electricity
TV/Phone/Internet
TV license
Netflix
Amazon Prime
A few app subs on youngest's iPad
Mobile phones x 3 (me, wife, eldest daughter)
Phone/Tablet/Laptop insurance
Various after-school clubs
PSN / Nintendo Online+Minecraft "Realms"
Historic Scotland
Car insurance/tax
Life insurance
A million little debts that add up to an ungodly total

... ... yeah my outgoings are horrendous



You missed a goldmine there Cherie; I know quite a few people's parents who did this, but they bought huge 4 / 5 bedroom places. Kid gets a free room and 4 of their mates paying £300+/month each... the rental income covers the mortgage 100%. Depends on location and property price but then, if it's a high property price area then you can charge more per month in rent. I'm hoping to be in the financial position to do this when eldest kiddo is off to Uni (in about 10 years because I'm still a young chick).

Its not ours, its his, it just like giving him his inheritance while we are alive! He likes where is at Uni so plans to live there full time, and its close enough to London if he needs to commute, he hates London so I cant see that happening, he hated halls no way would he have wanted to live with 5 or 6 others, he is happy with one lodger to cover the bills and he has money left over to live on, and no way were we buying him a 5 bed house lol, we used to rent out a flat years ago I wouldn't want to do that now, too much hassle.

[Denver]

Originally Posted by Morgan.

Use your VPN to purchase YouTube Premium through the American Link and then with the exchange rate you get it for like £9 that’s what I do

Ooh I didnt know that, I'll try it next time it's due

[Cal.]

Originally Posted by Cherie

Council tax
Water rates
Electric
Gas
Internet plus landline plus sky subs
Mobile phone
TV license.
Car Insurance
Car Tax
Pet Insurance
House/building insurance
Window cleaner
Netflix
Credit Card mainly for food shopping and petrol, pay in full monthly
Life insurance


Mortgage paid off, but took out interest only loan so eldest could buy a flat, so paying that off until he finishes uni still cheaper than paying a landlord f he rented even a room, he lets out the second room to pay his bills

I wish I was you