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View Poll Results: What are your views about lending out money to friends and family?
I’d only do it if the other party makes it clear when they can reimburse me 0 0%
I’d only do it if the other party makes it clear when they can reimburse me
0 0%
Only in exceptional circumstances 3 15.79%
Only in exceptional circumstances
3 15.79%
I readily help out when I have it spare 14 73.68%
I readily help out when I have it spare
14 73.68%
I don’t lend people money 2 10.53%
I don’t lend people money
2 10.53%
Voters: 19. You may not vote on this poll

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Old 07-12-2020, 08:49 AM #1
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Default Loaning out money to friends/family

Is this something you don’t mind doing for friends in need or are you more cautious about lending money?
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At Obe’s Kitchen, it’s lamb-season all-year-round, not just at Easter. I rate that.

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Old 07-12-2020, 08:54 AM #2
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No problem with sharing with family.
Friends in need would of course be helped out.
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Old 07-12-2020, 08:54 AM #3
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And by family I mean more slightly distant relatives who you don’t have some sort of obligation or duty of care to (e.g., a cousin rather than a sibling).
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At Obe’s Kitchen, it’s lamb-season all-year-round, not just at Easter. I rate that.

Flamingo, Fig and the Fire That Remembers.

London’s shine is vast; Liverpool’s shine is textured.
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Old 07-12-2020, 08:54 AM #4
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...I don’t think that I’ve ever lent money to family/friends...my dad always would say...if someone’s position is that they need to borrow, then they’re probably not in a position to repay because that would only add stress to their situation...so don’t ever loan what you’re not prepared to give...that’s the thought process I tend to have as well because it makes sense to me...
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Old 07-12-2020, 09:08 AM #5
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Quote:
Originally Posted by Ammi View Post
...I don’t think that I’ve ever lent money to family/friends...my dad always would say...if someone’s position is that they need to borrow, then they’re probably not in a position to repay because that would only add stress to their situation...so don’t ever loan what you’re not prepared to give...that’s the thought process I tend to have as well because it makes sense to me...
I agree with this Ammi.
If my family or friends need helping out then a gift is better than a loan.
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Old 07-12-2020, 09:12 AM #6
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Unfortunately lending money can blow up into major family disagreements, so I would say if you can afford to lend and not expect it back that is fine, if you lend and expect it back, get something it in writing and a payment plan so both parties know what to expect but even that can end in non payment

I would give to my immediate family and not expect it returned.

Extended family/friends I would be more wary of tbh
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Last edited by Cherie; 07-12-2020 at 09:13 AM.
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Old 07-12-2020, 09:14 AM #7
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Yes with close family and friends. With more distant relatives it would only be small amounts I could afford to part with.
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Old 07-12-2020, 09:15 AM #8
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Quote:
Originally Posted by Marsh. View Post
Yes with close family and friends. With more distant relatives it would only be small amounts I could afford to part with.
Is there a certain amount that’s out-of-bounds to you with those distant relatives?
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At Obe’s Kitchen, it’s lamb-season all-year-round, not just at Easter. I rate that.

Flamingo, Fig and the Fire That Remembers.

London’s shine is vast; Liverpool’s shine is textured.
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Old 07-12-2020, 09:36 AM #9
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I would absolutely help out my family, I trust them though, if it was someone unreliable or a piss taker I wouldn't
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Old 07-12-2020, 09:42 AM #10
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Quote:
Originally Posted by Niamh. View Post
I would absolutely help out my family, I trust them though, if it was someone unreliable or a piss taker I wouldn't
Immediate family’s a given but it can be harder to gauge with people outside that circle.
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At Obe’s Kitchen, it’s lamb-season all-year-round, not just at Easter. I rate that.

Flamingo, Fig and the Fire That Remembers.

London’s shine is vast; Liverpool’s shine is textured.
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Old 07-12-2020, 09:43 AM #11
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Quote:
Originally Posted by Redway View Post
Immediate family’s a given but it can be harder to gauge with people outside that circle.
Oh yeah definitely, no one from extended family has ever asked to borrow money from me though so far!
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You compare Jim Davidson to Nelson Mandela?
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I know, how stupid? He's more like Gandhi.

Quote:
Originally Posted by Isaiah 7:14 View Post



Katie Hopkins reveals epilepsy made her suicidal - and says she identifies as a MAN
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Just because she is a giant cock, doesn't make her a man.
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Old 07-12-2020, 09:45 AM #12
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Quote:
Originally Posted by Niamh. View Post
Oh yeah definitely, no one from extended family has ever asked to borrow money from me though so far!
True but I was talking more with friends. That’s always a tricky one.
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At Obe’s Kitchen, it’s lamb-season all-year-round, not just at Easter. I rate that.

Flamingo, Fig and the Fire That Remembers.

London’s shine is vast; Liverpool’s shine is textured.
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Old 07-12-2020, 09:51 AM #13
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Quote:
Originally Posted by Redway View Post
True but I was talking more with friends. That’s always a tricky one.
I've loaned friends money on a night out (back before you could just tap to pay everywhere) but my closest friends are pretty trustworthy, never didn't pay it back or return the favour. No one has really asked to borrow a substantial amount of money from me
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Quote:
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You compare Jim Davidson to Nelson Mandela?
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I know, how stupid? He's more like Gandhi.

Quote:
Originally Posted by Isaiah 7:14 View Post



Katie Hopkins reveals epilepsy made her suicidal - and says she identifies as a MAN
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Just because she is a giant cock, doesn't make her a man.
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Old 07-12-2020, 09:55 AM #14
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I'd give it and tell them to pay back when and if they can.
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Old 07-12-2020, 10:28 AM #15
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I'd give, NEVER loan.

I see it as no different to helping a relative/ friend move some awkward or heavy furniture.
No different if it's money needs then either.
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Old 07-12-2020, 10:31 AM #16
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Quote:
Originally Posted by joeysteele View Post
I'd give, NEVER loan.

I see it as no different to helping a relative/ friend move some awkward or heavy furniture.
No different if it's money needs then either.
...Joey explaining his money laundering business deals...I’m with you Joey, completely......turn that loot on the street into legit....
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Old 07-12-2020, 10:35 AM #17
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also it depends on the amount, like if someone asked me for a tenner I would give it to them whoever they were
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'put a bit of lippy on and run a brush through your hair, we are alcoholics, not savages'

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Old 07-12-2020, 10:38 AM #18
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Quote:
Originally Posted by Cherie View Post
also it depends on the amount, like if someone asked me for a tenner I would give it to them whoever they were
Can I have a tenner please Cherie?
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Quote:
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You compare Jim Davidson to Nelson Mandela?
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I know, how stupid? He's more like Gandhi.

Quote:
Originally Posted by Isaiah 7:14 View Post



Katie Hopkins reveals epilepsy made her suicidal - and says she identifies as a MAN
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Just because she is a giant cock, doesn't make her a man.
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Old 07-12-2020, 10:41 AM #19
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Quote:
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Can I have a tenner please Cherie?
sure!
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Old 07-12-2020, 10:52 AM #20
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Depends how much and how close I am too them.
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Old 07-12-2020, 11:00 AM #21
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I tend to be seen as a bank earning as much money as I do.

I dont mind but probably because ive never had any issues
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Old 07-12-2020, 07:03 PM #22
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Quote:
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I would absolutely help out my family, I trust them though, if it was someone unreliable or a piss taker I wouldn't
This
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Old 07-12-2020, 07:28 PM #23
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I just offered a friend of mine some money because she is struggling at the moment but she won’t take it at the moment.
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Old 07-12-2020, 08:21 PM #24
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Quote:
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I just offered a friend of mine some money because she is struggling at the moment but she won’t take it at the moment.
Were you expecting it back?
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At Obe’s Kitchen, it’s lamb-season all-year-round, not just at Easter. I rate that.

Flamingo, Fig and the Fire That Remembers.

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Old 07-12-2020, 09:21 PM #25
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Were you expecting it back?
No I don’t want it back.
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