Alex's car insurance is £3000

[Tom]

Where does she live, what car does she drive and how many accidents has she had? :eek:

[Pyramid*]

She has a 'new' / newish Mini.

If she's fully comp, given her age etc: it's hardly unsurprising.

[Tom]

She has a 'new' / newish Mini.

If she's fully comp, given her age etc: it's hardly unsurprising.

Fully comp works out cheaper a lot of the time

If she was male I'd just get my head around it, but girls usually get about 40% cheaper

[Pyramid*]

Fully comp works out cheaper a lot of the time

If she was male I'd just get my head around it, but girls usually get about 40% cheaper

Fully comp does not work out cheaper.

There's clearly no point in explaining.

[fingers]

Fully Comp for some reason is now way cheaper than 3rdParty Fire and Theft My Accord Aerodeck just went up to £210 P'd me right off!

[fingers]

Fully comp does not work out cheaper.

There's clearly no point in explaining.

Sorry, you are totally WRONG on that!

[Pyramid*]

Fully Comp for some reason is now way cheaper than 3rdParty Fire and Theft My Accord Aerodeck just went up to £210 P'd me right off!

for a female of her age, with very limited years driving experience, the value / age of her car, and I'll hazard a guess the car isn't garaged at night in a salubrious upmarket part of town - £3k is not out of the ordindary.

[Pyramid*]

Sorry, you are totally WRONG on that!

See my last post.

[Tom]

Fully comp does not work out cheaper.

There's clearly no point in explaining.

My insurance is due at the end of next month so I've been putting a hell of a lot of quotes through. Just 1 example with the same company:

Third party- £619
Third party, fire & theft- £615
Comprehensive- £246

[fingers]

Fully comp does not work out cheaper.

There's clearly no point in explaining.

Check this out:

http://www.moneysupermarket.com/car-insurance/fully-comprehensive/

And a quote

"And it is also worth bearing in mind that fully comprehensive insurance policies are often cheaper than third party fire and theft policies, so utilise our comparison tool to see if you can cut the cost of your premium and take advantage of the extra level of protection on offer."

[fingers]

My insurance is due at the end of next month so I've been putting a hell of a lot of quotes through. Just 1 example with the same company:

Third party- £619
Third party, fire & theft- £615
Comprehensive- £246

I can remember when those quotes would have been reversed, probably you can, too.

[Tom]

I can remember when those quotes would have been reversed, probably you can, too.

Not really, but when I first started driving (only 5 years ago) they were much closer and I was shocked to see the gap, I don't remember it being like that last year. Most were around £700 irrespective of the policy type its a good result this time :tongue:. Mine is only so low because I use my mums address (low crime area), have a high excess and never had an accident (which is why I trust myself with a high excess)

[Angus]

Were you lot not paying attention? She said her insurance was £1000 and it was £2000 for her trolley dolly training.

[Tom]

Were you lot not paying attention? She said her insurance was £1000 and it was £2000 for her trolley dolly training.

I thought that training was as well as the insurance? She said her mum helped pay for the training

[Luke31]

She said her car insurance was £3,000 and she owed £2,000 for her cabin training.

I'd like to know how an 18yr old girl, who flips burgers for a living, can afford a brand new/ish mini?

[G1dds]

Many moons ago, when I bought a new(ish) metro (M) reg (just incase anyone thought it was one of those really oooold ones :D, I was quoted £1200 fully comp :o (car was only worth £7,500!! ) so went under my dads insurance until turned 21

Now, with 10+ no claims bonus, female, low risk area & with partner on, my fully comp is approx £350 (weirdly its cheaper if you have a partner on)

Anyway, this year insurance rose in excess of around 40%, so Im not surprised at all she pays £3000 (although I AM surprised she hasn't worked out a way round it instead and pays that)

[fingers]

She owes Gramps £3,000 for the car insurance and her mother £2,000 for Trolley Dolly training.

[Luke31]

Were you lot not paying attention? She said her insurance was £1000 and it was £2000 for her trolley dolly training.

Sorry but no way would her car insurance be £1,000

At the time she was 18yrs old. and they usually pay between £2-4k

I passed my test at the age of 31, and my first car insurance was £1700

[Pyramid*]

My insurance is due at the end of next month so I've been putting a hell of a lot of quotes through. Just 1 example with the same company:

Third party- £619
Third party, fire & theft- £615
Comprehensive- £246

yes, but you are judging it on your circumstances. Not considering Alex's....for all we know she may also have quite a few points on her licence (more than you! ;))

Not really, but when I first started driving (only 5 years ago) they were much closer and I was shocked to see the gap, I don't remember it being like that last year. Most were around £700 irrespective of the policy type its a good result this time :tongue:. Mine is only so low because I use my mums address (low crime area), have a high excess and never had an accident (which is why I trust myself with a high excess)

Again, see above.

Were you lot not paying attention? She said her insurance was £1000 and it was £2000 for her trolley dolly training.


You lot! Deary me.

As far as I recall Angus, she said her car insurance was £3k, and her trolley dolley training was £2k.

Let's go check out the clip.....

[Pyramid*]

She owes Gramps £3,000 for the car insurance and her mother £2,000 for Trolley Dolly training.

Exactly what I heard as well. I'm searching now for the clip.

Im going to give my granddad his £3k back, and him and me mam paid for me cabin crew training as well.....£2k.

see 21 mins 10 secs or so.

http://www.channel5.com/shows/big-brother/episodes/episode-66-35

[fingers]

Many moons ago, when I bought a new(ish) metro (M) reg (just incase anyone thought it was one of those really oooold ones :D, I was quoted £1200 fully comp :o (car was only worth £7,500!! ) so went under my dads insurance until turned 21

Now, with 10+ no claims bonus, female, low risk area & with partner on, my fully comp is approx £350 (weirdly its cheaper if you have a partner on)

Anyway, this year insurance rose in excess of around 40%, so Im not surprised at all she pays £3000 (although I AM surprised she hasn't worked out a way round it instead and pays that)

All these "workarounds" will invalidate the policy if you get found out, and in the event of an accident they WILL try to find out if they are liable!

[Bill Carson]

Fully comp does not work out cheaper.

There's clearly no point in explaining.

BS.

[fingers]

Exactly what I heard as well. I'm searching now for the clip.

It's not that far back, it was just after she found out that she was to get the £30K!

[Angus]

yes, but you are judging it on your circumstances. Not considering Alex's....for all we know she may also have quite a few points on her licence (more than you! ;))



Again, see above.




You lot! Deary me.

As far as I recall Angus, she said her car insurance was £3k, and her trolley dolley training was £2k.

Let's go check out the clip.....


I watched it again and she said she wanted to give her grandad back the car insurance money and that HE and her mum had paid for her training.

[fingers]

I watched it again and she said she wanted to give her grandad back the car insurance money and that HE and her mum had paid for her training.

Then she mentioned the amounts in an earlier DR interview and it WAS 3,000 and 2,000!

[Vicky.]

Its no wonder people chance it with no insurance really...

[Pyramid*]

Exactly what I heard as well. I'm searching now for the clip.

Im going to give my granddad his £3k back, and him and me mam paid for me cabin crew training as well.....£2k.

see 21 mins 10 secs or so.

http://www.channel5.com/shows/big-brother/episodes/episode-66-35

BS.

:sleep:



See above.

[Pyramid*]

I watched it again and she said she wanted to give her grandad back the car insurance money and that HE and her mum had paid for her training.

Well I'd suggest you watch it again: I have quoted what she said, and referrenced the point at which she said it.

[Angus]

Then she mentioned the amounts in an earlier DR interview and it WAS 3,000 and 2,000!


Must have missed that one and if so I stand corrected! If it's that high she must either be driving a high end car, or have loads of points on her licence!

[Pyramid*]

Then she mentioned the amounts in an earlier DR interview and it WAS 3,000 and 2,000!

Yes it was.

Nice to know that some of us heard what she actually said, rather than what we think she said.

[G1dds]

All these "workarounds" will invalidate the policy if you get found out, and in the event of an accident they WILL try to find out if they are liable!



I didnt mean a blatant lie, I meant being put on an insurance policy of someone over 25 as a 2nd driver. Perfectly legit and acceptable :)

[tamalyn]

I did a quote for my 17 year old last week and it was 2675 I was pretty shocked lol so its about right

[LivT]

Sorry but no way would her car insurance be £1,000

At the time she was 18yrs old. and they usually pay between £2-4k

I passed my test at the age of 31, and my first car insurance was £1700

A grand seems pretty reasonable to me for the coolest way to cruise around town, yes, this zippy convertible features shiny metallic wheels and black interior with signature zebra-print Barbie seats. What a fashionable way to roll! Ultra-sleek and sporty design. Comes with Barbie logo license plate. Also features holofoil headlights. Barbie Doll Not included. Recommended For Ages 5 Plus. ;)

[g17m]

I find that quite an average price for her age, i am 17 and passed in august this year,on the day i passed i was quoted £48,000 for a 1litre corsa 8 years old!!! However when my parents called their insurance company to see how much it would be for me on their policy and their car (peugeot 307) they said £2750, which for some stupid reason i agreed to and am skint every month as my part time job only just covers it lol
p.s. its not illegal if anyone thinks that, we checked with the company before we added me to policy

[Pyramid*]

I did a quote for my 17 year old last week and it was 2675 I was pretty shocked lol so its about right

Hi - great first post !! :D

[fingers]

Its no wonder people chance it with no insurance really...

No wonder, but not worth it, the cops have these hand-held computer jobbies that can tell them if you have an MOT and if insured the name of the insurer, takes them about a minute to find out if they stop you! They also have Number Plate recognition cameras that give the same info!

[Pyramid*]

Were you lot not paying attention? She said her insurance was £1000 and it was £2000 for her trolley dolly training.

I watched it again and she said she wanted to give her grandad back the car insurance money and that HE and her mum had paid for her training.

Must have missed that one and if so I stand corrected! If it's that high she must either be driving a high end car, or have loads of points on her licence!

Nothing like a good old fashioned apology - and that was nothing like a good old fashioned apology. :nono: She didn't even make mentioned of a £1000 sum.

I am quite sure be as high for all the reasons I mentioned earlier - regardless of points on licence or not.

[tamalyn]

Hi - great first post !! :D

hi lol my first post! I should have been more daring with it lol

[Beastie]

Alex's 3 grand insurance sounds about right.

I have a neighbour. She's 19 now but just after her 18th birthday she got an 07 astra. That cost her 3 grand insurance.

[Tom]

I find that quite an average price for her age, i am 17 and passed in august this year,on the day i passed i was quoted £48,000 for a 1litre corsa 8 years old!!! However when my parents called their insurance company to see how much it would be for me on their policy and their car (peugeot 307) they said £2750, which for some stupid reason i agreed to and am skint every month as my part time job only just covers it lol
p.s. its not illegal if anyone thinks that, we checked with the company before we added me to policy

£48,000 on a Corsa?!

Not surprised its almost £3k on a Peugeot 307 though, theyre awful to insure

Alex's 3 grand insurance sounds about right.

I have a neighbour. She's 19 now but just after her 18th birthday she got an 07 astra. That cost her 3 grand insurance.

Astras aren't great to insure either! If she had a cheaper car I bet the insurance would be half that

[fingers]

I find that quite an average price for her age, i am 17 and passed in august this year,on the day i passed i was quoted £48,000 for a 1litre corsa 8 years old!!! However when my parents called their insurance company to see how much it would be for me on their policy and their car (peugeot 307) they said £2750, which for some stupid reason i agreed to and am skint every month as my part time job only just covers it lol
p.s. its not illegal if anyone thinks that, we checked with the company before we added me to policy

Quite true IF you are riding around in their Peugeot 307 but if you are using the Corsa you are driving uninsured!

[Beastie]

I find that quite an average price for her age, i am 17 and passed in august this year,on the day i passed i was quoted £48,000 for a 1litre corsa 8 years old!!! However when my parents called their insurance company to see how much it would be for me on their policy and their car (peugeot 307) they said £2750, which for some stupid reason i agreed to and am skint every month as my part time job only just covers it lol
p.s. its not illegal if anyone thinks that, we checked with the company before we added me to policy

Yeah it's very pricey. I waited until I was 21 to have my own car and my own insurance. From the ages of 17-21 I was just a named driver on my parents insurance. But it gave me chance to save up and have a car I can afford on my own :)

If my insurance doesn't go down next year I will be well pissed off. I have never been in an accident *touch wood* but a few months ago they said women have to pay the same as men. Pffft.

[Pyramid*]

hi lol my first post! I should have been more daring with it lol

yeah, you really need to learn to sit on the fence a wee bit more !! :D

thanks to others who have confirmed that insurance rates for younger drivers can (and indeed do) reach up into the £000's brackets.

I think many people don't factor in all the different areas within an insurance policy that can make one hell of a difference - even one small accident for a younger, less experienced driver can drastically push the cost up.

[Pyramid*]

£48,000 on a Corsa?!

Not surprised its almost £3k on a Peugeot 307 though, theyre awful to insure



Astras aren't great to insure either! If she had a cheaper car I bet the insurance would be half that



Tell me about it. I moved from a 2 seater MX5, 4 years old, 2litre with a soft top, to a 3 year old 1.8 Astra - and I couldn't believe it cost me MORE to insure the bliddy thing! :shocked:

[Beastie]

£48,000 on a Corsa?!

Not surprised its almost £3k on a Peugeot 307 though, theyre awful to insure



Astras aren't great to insure either! If she had a cheaper car I bet the insurance would be half that

Yeah true. She had a corsa. She's an only child and her parents split up so yeah they spoilt her with a 7 grand astra I think it cost and with 3 grand insurance. At a young age you should really only have a small car to run about in unless you have the money to burn.

But yeah insurance is expensive. I don't blame people who use public transport or wait a few years to get their own car.

[g17m]

Heres a pic of the insurance website, i know i said £48,000 and this says £43,000 but on the bit i took a pic of, they havent included the £5000 deposit on the next page

BTW i didnt actually buy insurance on this corsa, i dont even have the car, i just checked a reg. plate on one i found on autotrader.

[Beastie]

Heres a pic of the insurance website, i know i said £48,000 and this says £43,000 but on the bit i took a pic of, they havent included the £5000 deposit on the next page

BTW i didnt actually buy insurance on this corsa, i dont even have the car, i just checked a reg. plate on one i found on autotrader.

Chuff me. What a joke. You could buy a house for 43 grand!

[Pyramid*]

Heres a pic of the insurance website, i know i said £48,000 and this says £43,000 but on the bit i took a pic of, they havent included the £5000 deposit on the next page

BTW i didnt actually buy insurance on this corsa, i dont even have the car, i just checked a reg. plate on one i found on autotrader.

Hilarious eh!!

Methinks that insurance company might want to review their systems - just a little bit eh!! :joker:

[WCR1942]

I believe she lives in South Shields.
Have you been there?

[g17m]

Hilarious eh!!

Methinks that insurance company might want to review their systems - just a little bit eh!! :joker:

Think they all do mate, if they made one company that gave reasonable insurance to 17-21 year olds, they would get a very large % of 17-21year olds, and therefore an awful lot of money!

[fingers]

Think they all do mate, if they made one company that gave reasonable insurance to 17-21 year olds, they would get a very large % of 17-21year olds, and therefore an awful lot of money!

and probably 90% of the claims!:hugesmile:

[g17m]

and probably 90% of the claims!:hugesmile:

:hugesmile: yeah, there is that, but there is a common misconception that young people especially male, are all boy racers, yet i have had no problems since i passed and consider myself to be a very safe driver, however in my 4 months of driving, i have seen 2 old people crash, i think the insurance companies are targeting/bullying the wrong people here!!!

[Pyramid*]

Think they all do mate, if they made one company that gave reasonable insurance to 17-21 year olds, they would get a very large % of 17-21year olds, and therefore an awful lot of money!

Going back years ago: my own insurance went up unbelieveably when I purchased my first convertible (was brand new so knew it was going to be dear) : I phoned them up, said I'd been given a quote (a few hundred quid less - which I hadn't... I just wanted to see how they would react if I threatned to take my business elsewhere). Direct Line it was.

Guess what: soon as I mentioned it, they could beat it by £1.

Told them to (everso politely) ram it - if they were happy to try to fleece a long standing customer - I wasn't interested and I went elsewhere (and actually got it for around what I'd pretended to Direct Line).

[g17m]

Going back years ago: my own insurance went up unbelieveably when I purchased my first convertible (was brand new so knew it was going to be dear) : I phoned them up, said I'd been given a quote (a few hundred quid less - which I hadn't... I just wanted to see how they would react if I threatned to take my business elsewhere). Direct Line it was.

Guess what: soon as I mentioned it, they could beat it by £1.

Told them to (everso politely) ram it - if they were happy to try to fleece a long standing customer - I wasn't interested and I went elsewhere (and actually got it for around what I'd pretended to Direct Line).

good on ya mate, ours(mine and parents) is due for renewal in february so were gonna see what happens then, cant imagine it will go down at all though :bawling:

[Pyramid*]

No wonder, but not worth it, the cops have these hand-held computer jobbies that can tell them if you have an MOT and if insured the name of the insurer, takes them about a minute to find out if they stop you! They also have Number Plate recognition cameras that give the same info!

:o

The cops in your area don't happen to be Geordies do they!!
:laugh3:

[Pyramid*]

good on ya mate, ours(mine and parents) is due for renewal in february so were gonna see what happens then, cant imagine it will go down at all though :bawling:


If you do enough 'scouting around'... the best part is: half of the less well known insurance companies (ie; name wise) - if you check and read the 'fine print' on the webpages: you tend to find that they are part of the larger banking / insurance companies anyway.... (ie;Lloyds TSB, Halifax etc).

I changed all my house insurances a while back: and the company I am with, is actually part of the company I was with anyway: same criteria, same policy details, same clauses, same excess : but at 1/3 of the price.

It pays to spend a bit of time reading through all the 'guff' sometimes.

[g17m]

If you do enough 'scouting around'... the best part is: half of the less well known insurance companies (ie; name wise) - if you check and read the 'fine print' on the webpages: you tend to find that they are part of the larger banking / insurance companies anyway.... (ie;Lloyds TSB, Halifax etc).

I changed all my house insurances a while back: and the company I am with, is actually part of the company I was with anyway: same criteria, same policy details, same clauses, same excess : but at 1/3 of the price.

It pays to spend a bit of time reading through all the 'guff' sometimes.

will bear that in mind, cheers buddy

[icecakes]

I thought she had a convertible



18 year old Alex works at McDonalds and describes herself as a one-of-a-kind-pink-obsessed-Geordie who wants to be taken seriously. Alex previously worked as a flight-attendant. She is teetotal and always picks guys that treat her like a princess; she loves to be spoiled. She thinks that one day she will marry Dappy from N-Dubz and she would love to find romance in the house.


Alex owns a convertible with ‘Barbie’ emblazoned across the side and loves her gay Chihuahua, Tinkerbelle.

Alex describes herself as a cake: “soft, pretty and pink on the outside but when you bite into me I will turn sour”. Alex claims to hold grudges and never apologises saying “I don’t make mistakes, I’m a perfect person”.

[Omah]

:hugesmile: yeah, there is that, but there is a common misconception that young people especially male, are all boy racers

http://www.newsinsurances.co.uk/blog/who-are-the-worst-drivers-on-uk-roads/01691822

A recent survey by has found that van drivers are overwhelmingly considered the worst behaved on UK roads. The next worse were young drivers, older drivers, taxi drivers and school-run mothers. The poll, conducted by a motor insurance comparison service, also revealed that lorry drivers were considered the best drivers on the road.

The survey also reported that by car-type BMW’s had the worst drivers followed by Porsches, Audi and Mercedes-Benz drivers. The research, based on 1,500 UK motorists, further suggests that owners of Ford cars make the most car insurance claims. A spokesperson for the company said: “It’s good that most motorists recognise bad driving habits, both in themselves and other road users.

Other drivers best avoid German vehicles driven by young people ..... :joker:

[Tom]

Lorry drivers are the best?! They all go top speed of a whopping 56mph and try to overtake each other, meaning you get stuck behind two lorries because they end up in the middle lane :mad:

Its not so bad where theres a third lane but it drives me mad on the M62 in the parts where there are only 2 lanes and they shouldn't be allowed but can do it on a technicality