[smudgie]

When we bought our first house mortgage payments were way higher than rent.
If you rented in the same area now the rent is more than a mortgage would be.
Varies area to area, even in the same district.
As has been said, it's down to choice how you spend what money you have, and what you are prepared to sacrifice to get that choice.

[Cherie]

Originally Posted by smudgie

When we bought our first house mortgage payments were way higher than rent.
If you rented in the same area now the rent is more than a mortgage would be.
Varies area to area, even in the same district.
As has been said, it's down to choice how you spend what money you have, and what you are prepared to sacrifice to get that choice.

Sums it up really

[DemolitionRed]

Okay, I give in. Its a Thames barge. This means its too big to fit on any British canal. It has a mast and sails which makes it an ocean-going vessel.

[smudgie]

Originally Posted by DemolitionRed

Okay, I give in. Its a Thames barge. This means its too big to fit on any British canal. It has a mast and sails which makes it an ocean-going vessel.

Sounds heavenly.

[Vicky.]

I would have to save for like 20 years to get a deposit for a house. And noone would touch me with a barge pole for a mortgage. So I would have to buy outright which would take me like 200 years to save

[Cherie]

Originally Posted by Vicky.

I would have to save for like 20 years to get a deposit for a house. And noone would touch me with a barge pole for a mortgage. So I would have to buy outright which would take me like 200 years to save

Credit history can be a bigger problem for a lot of people they can afford repayments but computer says no

[user104658]

Credit report clears after 6 years. Vicky has a criminal record

[Vicky.]

I have both a terrible credit history, and a criminal record

[Cherie]

Originally Posted by Vicky.

I have both a terrible credit history, and a criminal record

On the plus side you can't get into anymore debt I guess I didn't realise you couldn't get a mortgage if you have a criminal record, does that mean you can't travel to the States either?

[Vicky.]

I can go to the states, as my record isn't for violence, its for fraud. Apparently its only violent crime they are worried about, or serious offenses.

I din't know a criminal record affected mortgage either, guess I have absolutely no chance ever then

[user104658]

Originally Posted by Vicky.

I can go to the states, as my record isn't for violence, its for fraud. Apparently its only violent crime they are worried about, or serious offenses.

I din't know a criminal record affected mortgage either, guess I have absolutely no chance ever then

It'll affect you specifically because it's a financial crime Vicky . It's like the opposite of travel... They wouldn't care if it WAS violent crime, but fraud will make lenders run a mile probably.

Credit history doesn't have to be a problem, if you can clear debts and keep a clean credit record for 6 years you're fine. All defaults / even CCJ's etc. fall off of your credit report after 6 years.

[Vicky.]

I would never be in a position to get a mortgage anyway tbh. Unless doctors finally fix me. Given I cannot work at the moment and am dosed up on morphine near 24/7. They aren't even investigating anymore...they just have written me off on painkillers for life :S

[Cal.]

Originally Posted by Vicky.

I would never be in a position to get a mortgage anyway tbh. Unless doctors finally fix me. Given I cannot work at the moment and am dosed up on morphine near 24/7. They aren't even investigating anymore...they just have written me off on painkillers for life :S

That's so annoying.

I hope your health issues subside some day soon Vicky.

[smudgie]

Originally Posted by Vicky.

I would never be in a position to get a mortgage anyway tbh. Unless doctors finally fix me. Given I cannot work at the moment and am dosed up on morphine near 24/7. They aren't even investigating anymore...they just have written me off on painkillers for life :S

No bloody way
Don't let them give up on you Vicky, can you change your doctor?
Get in touch with your papers..MP etc.?

[Vicky.]

Originally Posted by smudgie

No bloody way
Don't let them give up on you Vicky, can you change your doctor?
Get in touch with your papers..MP etc.?

No way am I going to the papers. Most people I know don't even know how ill I am as I mask it with a ****load of painkillers if I am going out and will be necking morphine in the loos. Or I cancel going out, if its too bad

Can't change doctors apparently as we tried to a while back because of a serious mistake a doctor made with Skye and were told that we have to use the one we are currently using, something to do with distance from surgeries or something :S

I have considered instead of doubling/tripling my morphine doses just going to A+E when its really bad and if I go enough they will have to actually sort it. But I don't want to waste A+Es time when I can sort it myself. Though when I sort it myself it means I have no morphine for half the week...a problem I have tonight actually. Had a really bad few days, and have no morphine left from my weeks supply, and can't get more til Tuesday. So may end up in A+E anyways at this rate for IV

My MP is crap and has not replied to the last 2 emails I sent him

[Cherie]

Originally Posted by Vicky.

I would never be in a position to get a mortgage anyway tbh. Unless doctors finally fix me. Given I cannot work at the moment and am dosed up on morphine near 24/7. They aren't even investigating anymore...they just have written me off on painkillers for life :S

Vicky a friends husband is in the same situation, constant pain that the docs can't pinpoint or cure

[DemolitionRed]

From what I'm understanding Vicky, they are treating the symptoms without knowing the cause? Have they tried/attempted to give you a diagnosis of anything?

[Vicky.]

Originally Posted by DemolitionRed

From what I'm understanding Vicky, they are treating the symptoms without knowing the cause? Have they tried/attempted to give you a diagnosis of anything?

They aren't even treating the symptoms properly as the oramorph gives me a little bit of relief but only lasts like an hour, then I have to wait 3 hours for the next does (officially, as it happens I take it whenever necessary as its such a low dose I know I cannot OD on it and I would rather not be in pain when theres a way not to be, but this is how I end up with none for 3/4 days a week :S)

They originally diagnosed costocondritus. But then a specialist said that was a ridiculous diagnosis as the pain is in the wrong place to be that. Then they said it may be caused by gallstones, so took out my gallbladder and ****ed it up which left me in more pain than before as they had to open me back up to do a 'washout' and they had cut my bile duct too so I had to have huge drains out of my chest for 2 weeks which left me with new pain ontop of the old pain. Luckily the nerve damage caused by the drains is treated very effectively with the 600mg pregabin that they give me per day. I also since having gallbladder out, have had huge digestive issues and a very bad stomach ache on a regular basis. And feel sick near constantly, which is controlled by cyclizine pretty effectively, but not always.

And after this, nothing for 2 years. They did blood tests every so often which show inflammation but obviously..doesn't tell them where the inflammation is.

Recently they also tried a nerve block into my spine, which they called an 'intercostal muscle injection'...which was apparently meant to be a kind of long lasting anaesthetic if it worked. Which it did not, and left me again in more pain than before. 3 days after the injection I could not move at all and then after this I get random shooting pains up my spine. It did not relieve the pain at all..which was awful as I had been waiting for it for a year and looking forward to it as I had been lead to believe it was very very likely to be effective. I broke down in the GPs about this and they said that it was not likely to be effective, but it was done for diagnostic reasons so they can rule stuff out rather than expecting it to help me. So I was lied to, and again, what they tried to do left me worse off.

So yeah, pretty pathetic story so far. Everything they have tried to do to help me seems to have gone wrong (apparently them knacking up a keyhole gallbladder removal is really really rare, so just my luck they did mine wrong eh...) and what they are giving me to deal with the pain in the meantime does not even work properly.

[Kizzy]

Originally Posted by Vicky.

They aren't even treating the symptoms properly as the oramorph gives me a little bit of relief but only lasts like an hour, then I have to wait 3 hours for the next does (officially, as it happens I take it whenever necessary as its such a low dose I know I cannot OD on it and I would rather not be in pain when theres a way not to be, but this is how I end up with none for 3/4 days a week :S)

They originally diagnosed costocondritus. But then a specialist said that was a ridiculous diagnosis as the pain is in the wrong place to be that. Then they said it may be caused by gallstones, so took out my gallbladder and ****ed it up which left me in more pain than before as they had to open me back up to do a 'washout' and they had cut my bile duct too so I had to have huge drains out of my chest for 2 weeks which left me with new pain ontop of the old pain. Luckily the nerve damage caused by the drains is treated very effectively with the 600mg pregabin that they give me per day. I also since having gallbladder out, have had huge digestive issues and a very bad stomach ache on a regular basis. And feel sick near constantly, which is controlled by cyclizine pretty effectively, but not always.

And after this, nothing for 2 years. They did blood tests every so often which show inflammation but obviously..doesn't tell them where the inflammation is.

Recently they also tried a nerve block into my spine, which they called an 'intercostal muscle injection'...which was apparently meant to be a kind of long lasting anaesthetic if it worked. Which it did not, and left me again in more pain than before. 3 days after the injection I could not move at all and then after this I get random shooting pains up my spine. It did not relieve the pain at all..which was awful as I had been waiting for it for a year and looking forward to it as I had been lead to believe it was very very likely to be effective. I broke down in the GPs about this and they said that it was not likely to be effective, but it was done for diagnostic reasons so they can rule stuff out rather than expecting it to help me. So I was lied to, and again, what they tried to do left me worse off.

So yeah, pretty pathetic story so far. Everything they have tried to do to help me seems to have gone wrong (apparently them knacking up a keyhole gallbladder removal is really really rare, so just my luck they did mine wrong eh...) and what they are giving me to deal with the pain in the meantime does not even work properly.

Did they ever wonder if it was dietary Vicky?

[Vicky.]

Originally Posted by Kizzy

Did they ever wonder if it was dietary Vicky?

Yeah they have had me make changes, also wondered if it was vitamin deficiencies at one stage and made me have some injection, think it was vitamin e but not sure.

What I think it is, is hormonal. but they refuse to look into it. The reason I think this, is I have had this pain for years and year but it used to just be once a month or so so I could deal with it then. During both my pregnancies, it went away completely. And after giving birth to my son, it has been constant pain. So..the only thing that makes sense to me is its something to do with hormones. But no, they know best and refuse to even test. Why they think they know best when they have failed to find the source so far, I don't know.

[Kizzy]

Originally Posted by Vicky.

Yeah they have had me make changes, also wondered if it was vitamin deficiencies at one stage and made me have some injection, think it was vitamin e but not sure.

What I think it is, is hormonal. but they refuse to look into it. The reason I think this, is I have had this pain for years and year but it used to just be once a month or so so I could deal with it then. During both my pregnancies, it went away completely. And after giving birth to my son, it has been constant pain. So..the only thing that makes sense to me is its something to do with hormones. But no, they know best and refuse to even test. Why they think they know best when they have failed to find the source so far, I don't know.

If that was the case wouldn't the answer be to just go on the full dose pill?

[Niamh.]

Originally Posted by Vicky.

Yeah they have had me make changes, also wondered if it was vitamin deficiencies at one stage and made me have some injection, think it was vitamin e but not sure.

What I think it is, is hormonal. but they refuse to look into it. The reason I think this, is I have had this pain for years and year but it used to just be once a month or so so I could deal with it then. During both my pregnancies, it went away completely. And after giving birth to my son, it has been constant pain. So..the only thing that makes sense to me is its something to do with hormones. But no, they know best and refuse to even test. Why they think they know best when they have failed to find the source so far, I don't know.

That's really odd about it going away during pregnancies Vicky, would hormones cause chest pains though? They really should investigate that angle though, like try and find something that changed during pregnancy that could have stopped the pain

[Vicky.]

B12, thats the injection I got!

Made no difference with the one, but I was meant to have another to be sure and the docs decided it was a waste as the first made no difference?! Despite saying before I got the first that a second would be needed to see results.

I know fibro is very real. A friend has had it for a while and I never thought anymore into it until I started checking my symptoms. They reckon its what I have too as its nearly identical. Only thing I don't have thats apparently a requirement, it aching joints.

I can;t help thinking though that it HAS to be hormonal with it going away in pregnancies. Also it started with just the pain and has progressed since then, where apparently fibro starts with all of the symptoms.

[Cherie]

Originally Posted by Vicky.

B12, thats the injection I got!

Made no difference with the one, but I was meant to have another to be sure and the docs decided it was a waste as the first made no difference?! Despite saying before I got the first that a second would be needed to see results.

I know fibro is very real. A friend has had it for a while and I never thought anymore into it until I started checking my symptoms. They reckon its what I have too as its nearly identical. Only thing I don't have thats apparently a requirement, it aching joints.

I can;t help thinking though that it HAS to be hormonal with it going away in pregnancies. Also it started with just the pain and has progressed since then, where apparently fibro starts with all of the symptoms.

A friend of mine has Fibro, so it is a recognised complaint not sure why you have been told otherwise! think Parminion recently said his Mrs has it as well

[Vicky.]

Originally Posted by Cherie

A friend of mine has Fibro, so it is a recognised complaint not sure why you have been told otherwise! think Parminion recently said his Mrs has it as well

Apparently a lot of doctors don't believe its a real illness. 2 of the ones at my surgery don't, from experience of bringing it up