[Kizzy]

Originally Posted by Brillopad

Where’s the personal responsibility in that? Tempting yes - but still many do manage to resist. I think we come back to that culture of having everything now rather than waiting until you can afford it.

Many do yes, many people in my generation do...and some don't.
How do you know if we had had the payday/ unsecured loan culture then we wouldn't be in the same boat?...
Stop trying to demonise young people, it's not rational.