[bots]

Originally Posted by Ammi

…why is that lame though, as the insurance would have been voided surely, if a baby had been brought in by staff but not covered by any insurance …I mean, there would have most definitely had to have been a specific risk assessment done because if not, it wouldn’t just void any insurance connected to the baby and any possible event to happen but the whole insurance in general would be voided, surely…

it really depends on the insurance policy detail, but public liability insurance doesn't usually specify thing like under 16's. I'm sure the company would be covered if glass broke on an under 16 walking past outside. It just struck me as a lame excuse and the woman with the baby probably thought exactly the same