[user104658]

Originally Posted by Kizzy

If you earn money and don't spend it, just leave it for them to gamble with great.
How will anyone on a 0hr contract get a morgage?....
1p off a pint (cue the that's for you northern oik memes)

Not even just 0hr, mortgage lenders at the moment are too shy to lend on anything other than contracted hours. Loads of people on 16 - 35 hour contracts working more hours than that regularly. The system is a total mess. The only positive lately is the changed to paid holiday allowance (companies have to give paid holiday based on average hours worked per week, NOT contract hours)... Which to be fair is a large part of why zero-hour contracts exist at all. So that you can work full weeks but are not contractually entitled to paid holiday, sick pay, parental leave, etc.

Really bugged me even when I was on a 20 hour contract. I *always* worked far more hours, 30 to 40, but for holidays and paternity I was only paid for the contracted 20... Well short of my usual pay.

Total scam and good that it's being fixed.

Like I said though, won't be the same situation with lenders, and this 3k boost for first time buyers is totally useless while property prices are sky high and lenders are shylocking.