[Kerry]

Originally Posted by Vicky.

Natwest charged me around £300 in bank charges because I accidently went £3.43 overdrawn. Yup...

Needless to say, after trying to sort it out with them and them insisting I would pay it...one of the bailiffs who are looking for me is collecting that for them. That is one I am NOT paying.

Yep, done that to me too. I closed the account

[Vicky.]

Originally Posted by ~Kerry~

Yep, done that to me too. I closed the account

They told me I couldnt close the account until I paid the £300. I snapped my card and threw it on the floor in the bank and flounced out...like a real badass

[GypsyGoth]

Originally Posted by Vicky.

They told me I couldnt close the account until I paid the £300. I snapped my card and threw it on the floor in the bank and flounced out...like a real badass

[Kerry]

Originally Posted by Vicky.

They told me I couldnt close the account until I paid the £300. I snapped my card and threw it on the floor in the bank and flounced out...like a real badass

Good on yer

I still owe them money. They keep asking

[Vicky.]

Originally Posted by ~Kerry~

Good on yer

I still owe them money. They keep asking

I do too. They passed it on to debt collection places now though.

I want them to take me to court tbh. And Im hoping the courts would see how pathetic natwest are being on their end. I offered to repay the 3 quid odd..plus pay ONE set of charges, which was about £28 IIRC...but they wouldnt even take that

[Kerry]

Originally Posted by Vicky.

I do too. They passed it on to debt collection places now though.

I want them to take me to court tbh. And Im hoping the courts would see how pathetic natwest are being on their end. I offered to repay the 3 quid odd..plus pay ONE set of charges, which was about £28 IIRC...but they wouldnt even take that

Have you seen the website money expert? It's fantastic for fighting banks/bailiffs etc. Nationaldebtline too. My mate sent me a pack about rights and stuff and it's so surprising what they actually can't do. For instance, a bailiff CANNOT enter your house unless invited and they can NEVER take goods unless it's been to court and you default on court payments. Bailffs can only take actual action after court

[Vicky.]

Originally Posted by ~Kerry~

Have you seen the website money expert? It's fantastic for fighting banks/bailiffs etc. Nationaldebtline too. My mate sent me a pack about rights and stuff and it's so surprising what they actually can't do. For instance, a bailiff CANNOT enter your house unless invited and they can NEVER take goods unless it's been to court and you default on court payments. Bailffs can only take actual action after court

Thats new to me. I quite recently had to pay about £600 for a BT bill that had been passed onto the bailiffs(which...again, the original bill was 80 quid til they added loadsda **** on that I hadnt asked for and said I had made about a hundred quids worth of calls, but wouldnt send me an itemised bill until AFTER I paid, which sounded dodgy to me...along with the fact that we had had nothing but problems with them anyways, we just switched to another company in the end)

Because gav asked him inside without knowing who he was () and he wrote down loads of my stuff, that would actually have come to about 5 grand or so, not £600 and said if I didnt pay then he was coming back for it

Will check out those sites, definitely

[Kerry]

They're brilliant and free

Debtline

Loads of sample letters and advice and the joblot in there You can email them too. Nice and easy

[Claymores]

Whack down to yer local Citizen's Advice Bureau/Money Advice Cenre Joe PLEASE.

We cannot talk specifics online, but even Locke who hates me heard my voice.

[Kerry]

Originally Posted by Claymores

Whack down to yer local Citizen's Advice Bureau/Money Advice Cenre Joe PLEASE.

We cannot talk specifics online, but even Locke who hates me heard my voice.

If it's just council tax he just needs to ring them. They'll split the debt over the year is all. I've owed them well over that before