[Vicky.]

Originally Posted by Shaun

si. I was lured into taking out a store credit card when I turned 18 <_<

Lloyds bank offered me a £1000 overdraft on my 18th birthday.

Obviously I took it.

WTF were they thinking though, they knew I barely made any money then as I used my bank for my wages


Lloyds are ridiculous for things like that though, they let my 16 year old(at the time) sister use an unarranged overdraft. Obviously the majority of 16 year olds would just see it as free money, to be fair on her though she only spent about £100 but it could have been more. And then they hounded her for it. Sharp shut up though when my mother went in and told them how illegal it was to give her credit at that age...