[Zizu]

Originally Posted by Soldier Boy

Depends what you mean by solved Zizu, Step Change will help people with payment arrangements that are a sort of semi-insolvency, so yes they'll help will immediate finances (paying less on debts to put food on the table) which is of course what many people ultimately need ... However as with all repayment/insolvency agreements it will absolutely tank credit rating so, for example, it's not a great option for (for example) a younger adult who might want to get a mortgage or something within the next 6 years. Or any other type of credit really. Car loans, etc... sometimes even simple things like mobile phone contracts.

I don’t know any real specifics apart from they are a non profit charitable organisation and one of the guys owed many thousands and still just pays £10 month .. the debt decreases slowly but they never add interest..

I have no idea how they are funded but they seem like angels from heaven in this cut throat society


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