[fingers]

Originally Posted by g17m

Think they all do mate, if they made one company that gave reasonable insurance to 17-21 year olds, they would get a very large % of 17-21year olds, and therefore an awful lot of money!

and probably 90% of the claims!

[g17m]

Originally Posted by fingers

and probably 90% of the claims!

yeah, there is that, but there is a common misconception that young people especially male, are all boy racers, yet i have had no problems since i passed and consider myself to be a very safe driver, however in my 4 months of driving, i have seen 2 old people crash, i think the insurance companies are targeting/bullying the wrong people here!!!

[Pyramid*]

Originally Posted by g17m

Think they all do mate, if they made one company that gave reasonable insurance to 17-21 year olds, they would get a very large % of 17-21year olds, and therefore an awful lot of money!

Going back years ago: my own insurance went up unbelieveably when I purchased my first convertible (was brand new so knew it was going to be dear) : I phoned them up, said I'd been given a quote (a few hundred quid less - which I hadn't... I just wanted to see how they would react if I threatned to take my business elsewhere). Direct Line it was.

Guess what: soon as I mentioned it, they could beat it by £1.

Told them to (everso politely) ram it - if they were happy to try to fleece a long standing customer - I wasn't interested and I went elsewhere (and actually got it for around what I'd pretended to Direct Line).

[g17m]

Originally Posted by Pyramid*

Going back years ago: my own insurance went up unbelieveably when I purchased my first convertible (was brand new so knew it was going to be dear) : I phoned them up, said I'd been given a quote (a few hundred quid less - which I hadn't... I just wanted to see how they would react if I threatned to take my business elsewhere). Direct Line it was.

Guess what: soon as I mentioned it, they could beat it by £1.

Told them to (everso politely) ram it - if they were happy to try to fleece a long standing customer - I wasn't interested and I went elsewhere (and actually got it for around what I'd pretended to Direct Line).

good on ya mate, ours(mine and parents) is due for renewal in february so were gonna see what happens then, cant imagine it will go down at all though

[Pyramid*]

Originally Posted by fingers

No wonder, but not worth it, the cops have these hand-held computer jobbies that can tell them if you have an MOT and if insured the name of the insurer, takes them about a minute to find out if they stop you! They also have Number Plate recognition cameras that give the same info!

The cops in your area don't happen to be Geordies do they!!

[Pyramid*]

Originally Posted by g17m

good on ya mate, ours(mine and parents) is due for renewal in february so were gonna see what happens then, cant imagine it will go down at all though

If you do enough 'scouting around'... the best part is: half of the less well known insurance companies (ie; name wise) - if you check and read the 'fine print' on the webpages: you tend to find that they are part of the larger banking / insurance companies anyway.... (ie;Lloyds TSB, Halifax etc).

I changed all my house insurances a while back: and the company I am with, is actually part of the company I was with anyway: same criteria, same policy details, same clauses, same excess : but at 1/3 of the price.

It pays to spend a bit of time reading through all the 'guff' sometimes.

[g17m]

Originally Posted by Pyramid*

If you do enough 'scouting around'... the best part is: half of the less well known insurance companies (ie; name wise) - if you check and read the 'fine print' on the webpages: you tend to find that they are part of the larger banking / insurance companies anyway.... (ie;Lloyds TSB, Halifax etc).

I changed all my house insurances a while back: and the company I am with, is actually part of the company I was with anyway: same criteria, same policy details, same clauses, same excess : but at 1/3 of the price.

It pays to spend a bit of time reading through all the 'guff' sometimes.

will bear that in mind, cheers buddy

[icecakes]

I thought she had a convertible



18 year old Alex works at McDonalds and describes herself as a one-of-a-kind-pink-obsessed-Geordie who wants to be taken seriously. Alex previously worked as a flight-attendant. She is teetotal and always picks guys that treat her like a princess; she loves to be spoiled. She thinks that one day she will marry Dappy from N-Dubz and she would love to find romance in the house.


Alex owns a convertible with ‘Barbie’ emblazoned across the side and loves her gay Chihuahua, Tinkerbelle.

Alex describes herself as a cake: “soft, pretty and pink on the outside but when you bite into me I will turn sour”. Alex claims to hold grudges and never apologises saying “I don’t make mistakes, I’m a perfect person”.

[Omah]

Originally Posted by g17m

yeah, there is that, but there is a common misconception that young people especially male, are all boy racers

http://www.newsinsurances.co.uk/blog...roads/01691822

A recent survey by has found that van drivers are overwhelmingly considered the worst behaved on UK roads. The next worse were young drivers, older drivers, taxi drivers and school-run mothers. The poll, conducted by a motor insurance comparison service, also revealed that lorry drivers were considered the best drivers on the road.

The survey also reported that by car-type BMW’s had the worst drivers followed by Porsches, Audi and Mercedes-Benz drivers. The research, based on 1,500 UK motorists, further suggests that owners of Ford cars make the most car insurance claims. A spokesperson for the company said: “It’s good that most motorists recognise bad driving habits, both in themselves and other road users.

Other drivers best avoid German vehicles driven by young people .....

[Tom]

Lorry drivers are the best?! They all go top speed of a whopping 56mph and try to overtake each other, meaning you get stuck behind two lorries because they end up in the middle lane

Its not so bad where theres a third lane but it drives me mad on the M62 in the parts where there are only 2 lanes and they shouldn't be allowed but can do it on a technicality